What's new
Keep up with the latest releases, improvements, and fixes across the platform.
Last update · 17 releases
Marketing: SMS blasts, email blasts, and search enrichment
Outbound now runs from the same system that holds the deal. Build a segment, send, and watch replies land on the contact record.
- SMS and email blasts to segmented lists
- Replies thread back to the contact and deal automatically
- Search enrichment fills in business data before you reach out
Neo runs the CRM by chat and voice
Neo moved from answering questions to doing the work — it reads the pipeline, prepares files, and takes action inside Specter.
- Ask for pipeline status in plain language
- Neo packages files and drafts submissions on request
- Powered by the Specter MCP — real tools, real actions
Faster bank-statement analysis
Statement parsing got quicker and steadier on messy scans, so underwriting prep starts from clean structured data more often.
- Better extraction on low-quality and photographed statements
- Higher OCR limits on Brokerage plans
- Structured output feeds lender matching directly
Communications: every channel on the deal
Email, SMS, and calls now live on the record they belong to instead of scattered across inboxes and phones.
- Gmail and Outlook sync
- Calls and transcription tied to the merchant file
- Lender responses tracked on the deal timeline
Multi-lender submissions from one packaged file
Package the merchant file once and route it to every matching lender — no rebuilding the same package portal by portal.
- Lender matching on appetite, product fit, and criteria
- Approvals, counters, and declines tracked in one place
- One-click submit to matched lenders
SpecterPrint fraud and integrity checks
Documents that deserve a second look get flagged before a file is packaged, not after a funder catches it.
- Risk indicators attach to the deal automatically
- Altered and inconsistent statements surfaced at intake
- Signals travel with the file into submissions
Lender Access: per-submission portal for funders
Funders can receive structured deal packages directly, with no monthly minimum — pay only for what they review.
- Structured packages with supporting docs attached
- Custom lending-criteria filters per lender
- Counter-offer and approval tools built in
Advanced position detection
Stacked funding shows up earlier in the read, so underwriting sees existing positions before an offer goes out.
- Existing advances detected from statement activity
- Position summary on the merchant file
- Feeds the risk context lenders see at submission
Pipeline dashboard and commission tracking
A full view of where every deal stands, plus what each funded file paid out.
- Stage-based deal board across the desk
- Stalled deals surfaced before they die
- Commission tracking per rep and per deal
E-signature and accounting integrations
Contracts get signed in-thread and funded deals reach the ledger without a manual re-entry step.
- DocuSign contracts signed from the deal
- QuickBooks sync for funded deals
- Google Sheets and Excel pipeline exports
Credit and banking data integrations
Underwriting signals now come into the file directly instead of being looked up in another tab.
- Plaid bank linking and verification
- Experian business and consumer credit
- DataMerch merchant default lookups
Personalized application links
Every rep gets their own intake link, so merchant applications land as structured deals instead of email attachments.
- Branded application link per rep
- Applications open as deals with documents attached
- Merchants see clearer status on what they submitted
Stipulations and missing-information workflow
What a file is waiting on is now explicit on the record, for both sides of the submission.
- Stips tracked per lender response
- Missing-item requests visible to the broker immediately
- Follow-up prompts before a file goes stale
API access and Zapier
Enterprise teams can wire Specter into the rest of their stack and push deal events anywhere.
- API access on Enterprise accounts
- Zapier events for pipeline and status changes
- LOS integration support for lenders
Deal pipeline board
The first stage-based view of the desk — every merchant file in one place, moving through funding.
- Stage-based board from intake to funded
- Merchant file with documents on the record
- Shared visibility across the team
Bank-statement OCR
Statements became structured data instead of PDFs someone reads by hand.
- Deposits, balances, and NSF activity extracted automatically
- Structured output on the merchant file
- Underwriting prep starts from parsed numbers
Specter Systems launches
The first release: a finance-native CRM for brokers and lenders, built around the deal file rather than a generic contact record.
- Merchant, broker, and lender records in one system
- Document intake on the deal
- SOC 2-aligned handling, encrypted in transit and at rest